The Fine Print

ITR is an Educational Tool
We are writing this blog as an educational and supportive tool directed to an “average, middle class” American investor. We expect this investor to use our blog as one part of her investment strategy. When we find additional materials, podcasts, books, or web links that support our discussion points and are of high quality, we will pass those resources along to our readers. We are not personal investment counselors: This blog is not intended for use without additional reading and perusal of reference materials. Your investment choices and decisions are still YOUR choices and decisions.

Our Financial Disclosure
We do not receive any compensation for writing and maintaining this blog. We are not presently being paid advertising revenues. We do not represent or work for any banking or financial institutions. We are a fiduciary website. "Fiduciary" is a legal term (in the financial services industry) for acting in the best interests of a client. Simply stated, it is a pledge not to bet against a product being sold to a client. Few banks and no brokerages that we know of make that claim.

If these policies change in the future, we will explain those changes in this space. In the meantime, we are self-motivated freelancers who received annual bonuses of $0,000,000.00 for FY2011 and anticipate bonuses of $00,0000,000.00 in FY2012.

Copyright Infringement and Plagiarism
We take our work seriously and really hate cheaters. Don’t infringe on our copyrights and don’t plagiarize our writings. We will protect our work using available legal remedies.